Neobanks & digital wallets
Account opening, balances, transfers and card issuance, built on Plaid, Stripe or Wise depending on your geography and volume.
- Plaid / Stripe / Wise integration
- $2M+ daily volume, proven
- Real-time balance reconciliation
Neobanks, lending platforms, payment rails and AI risk engines — built under PCI-DSS, SOC 2 and open-banking mandates. Our fintech track record includes cutting loan decisioning time from 6 hours to under 4 minutes with AI underwriting, and building digital wallets processing $2M+ in daily volume.
PCI-DSS scoping and KYC/AML pipeline design happen before the first sprint — not discovered during a pre-launch audit.
Account opening, balances, transfers and card issuance, built on Plaid, Stripe or Wise depending on your geography and volume.
AI underwriting copilots that cut decision time without loosening risk discipline — our own deployment cut default rate 18% against baseline.
PCI-DSS-scoped payment flows with tokenization, so cardholder data never touches your own servers unnecessarily.
Onboarding flows that satisfy compliance without losing the customer halfway through a document upload.
Models trained on transaction patterns, tuned to your actual fraud loss profile rather than a generic off-the-shelf threshold.
A UK digital lender was spending 6 hours per loan decision using a team of credit analysts.
Built an AI underwriting copilot that ingests bank data via Plaid and produces an explainable credit decision in under 4 minutes — a 90× speed increase, with an 18% lower default rate than the manual baseline.
We build systems that meet these control requirements — a distinct, more precise claim than holding the certification ourselves. We'll be explicit about which applies on a call.
Pulled from real client security reviews and discovery calls.
Bring your regulatory context and target market to a 60-minute call — you'll leave with an honest read on scope, timeline and price.
Book a 60-min discovery call →