Get paid faster.
Stop chasing customers on WhatsApp.
A white-label invoicing and payment-collection app for Africa's small business owners. Send a professional invoice in under a minute, collect by bank transfer, card or mobile money through Paystack, and see exactly who's paid, without a single follow-up call.
Invoicing on WhatsApp doesn't scale.
Across Lagos, Accra and Nairobi, most small business owners still invoice through chat messages and chase late payments by phone. It's slow, it looks unprofessional next to a real invoice link, and money quietly slips through the gaps.
Six steps. No spreadsheet.
Everything a business owner needs to get paid, without leaving their phone.
Five screens.
One phone.
Built mobile-first for how business owners actually work, fast on low bandwidth, simple enough for a first-time user, no desktop required.
Dashboard
All your invoices, paid, pending and overdue, in one glance. Outstanding amount always front and center.
Create invoice
Logo, itemized line items, due date. Built and sent in under 60 seconds, no PDF wrangling.
Send it
One link, shared by WhatsApp, email, or copied anywhere your customer already checks.
Customer pays
A hosted Paystack checkout your customer already trusts. Bank transfer, card or mobile money.
Paid, instantly
Status updates the moment it happens. Dashboard refreshes automatically, no action needed.
Built for how African SMEs actually invoice.
Not a generic invoicing template with a currency symbol swapped out, built around the workflow small business owners already use.
Add a logo, itemize what's owed, and send by link, WhatsApp or email.
- Logo & branding upload
- Itemized line items
- Send by link, WhatsApp or email
Customers pay by bank transfer, card or mobile money, straight from the link.
- Bank transfer
- Card payments
- Mobile money
See who's paid, who hasn't, and how much is owed, in one place.
- Paid / pending / overdue status
- Total outstanding at a glance
- Per-customer payment history
Polite, automatic nudges to customers who haven't paid, no awkward calls.
- Configurable reminder schedule
- Sent automatically, not manually
- Consistent, professional tone
Built for a phone screen from day one, fast even on a patchy connection.
- No desktop required
- Fast on low-bandwidth connections
- Simple enough for a first-time user
Built in Naira for Nigerian business owners, with an architecture that generalises.
- Naira as the default currency
- Local payment methods first
- Nigeria-first, expandable next
From chasing payments to just watching them arrive.
WhatsApp & phone calls
- Invoices scattered across chat threads
- Manual, one-by-one follow-up
- No record of who owes what
One link, one dashboard
- One dashboard, every invoice in one place
- Reminders sent for you, automatically
- Paid status updates the moment it happens
Why not just use a spreadsheet or an app store search?
We get asked this every week. Here's the actual breakdown.
No payment link, no reminders
Builds an invoice, but nothing chases it. Payment status is still tracked by memory, and customers still pay however they feel like.
Built for a different market
Priced in dollars, defaults to Stripe or PayPal, no Naira-native flow. Your customer hits a currency picker before they can pay you.
Months, not weeks
No defined scope, no clear price, and no guarantee you own clean, documented code at the end of it.
Naira-native, Paystack-powered, yours outright.
Scoped and built specifically for how Nigerian SMEs invoice, on a fixed timeline, with full source code handed over at the end. No lock-in, no ongoing licence fee.
An MVP like this ships in days, not months.
Deliberately scoped as a lean MVP first, the core loop working end to end, before anything else gets added.
Clear package pricing. No surprise invoices.
The same clear-pricing model Matrytech builds every MVP on, scoped to the roadmap above, nothing hidden, nothing added later without you agreeing to it first.
- Invoicing, dashboard and Paystack integration, fully built
- Mobile-responsive from day one, no separate app-store build
- Full source code and documentation on delivery and final payment
- No licence fee, no revenue share, no lock-in
Why I'm building this.
Every product idea we scope starts the same way: watching a real workflow break down. With PayFast Naija it was invoicing over WhatsApp, a habit that works fine until the tenth follow-up message, and the money still hasn't arrived.
This isn't a live product yet. It's a scoped concept we're ready to build with a written proposal and the timeline we agree after discovery for every MVP. If you're running a business in Nigeria and this matches how you actually get paid, I'd rather hear that directly from you than guess at it from a deck.
The questions fintech founders ask first.
Something missing? Email the founder directly, same-day replies, no SDR layer.
Is this a live product we can sign up for today? +
No, PayFast Naija is a scoped product concept, not a live platform with existing customers. We present the plan and architecture honestly rather than implying a user base that doesn't exist yet. Book a demo to discuss building it for your market.
Do we own the source code? +
Yes. On delivery and final payment you receive the complete source code and documentation. No licence fees or lock-in, it's your platform to run, rebrand and extend.
Why Paystack specifically? +
Paystack covers bank transfer, card and mobile money in one integration for the Nigerian market, which is why the architecture is built around it first. A different processor can be scoped for other markets.
Could this work outside Nigeria? +
The architecture generalises to any African market with a comparable payment processor, but the product is deliberately built Nigeria-first, Naira-native, Paystack-powered, before it expands to the rest of the continent.
What's deliberately left out of the MVP? +
Multi-user/staff accounts, inventory management, accounting exports and multi-currency support are cut on purpose. They get added once real paying users ask for them.
Book a live demo See the architecture, not a slide deck.
A 30-minute session with Prakash or a senior engineer, never an SDR. We'll walk the invoicing flow, the Paystack integration, and the fastest realistic path to a live MVP.
- Full source code and documentation, yours to keep
- No pitch deck, we walk the real architecture
- Same business-day reply, no SDR layer
- NDA available on request before we talk specifics